Prime Rate as of = 4.75% (Wall Street Journal).Published rates and terms based on primary homes. Learn more about this bank location and find other branches in your area. It's the 21st largest credit union in Oregon with assets totaling 288.73 Million and providing banking services to more than 20,000 members as of June 2022. Pacific Northwest Federal Credit Union: Pacific Northwest Credit Union is located at 3250 Northwest Ave, Bellingham, WA. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Pacific NW Federal Credit Union has been open since 1942. These generous donors have made it possible for us to join with credit unions in asset building, economic empowerment. No closing costs on new HELOCs up to $500,000. Hazard insurance is required on all loans secured by real property flood insurance may also be required. All offers of credit are subject to credit approval applicants may be offered credit at higher rates and other terms. Home Equity rates and terms are subject to change without notice. Featured - Washington Home Equity Line Of Credit Rates 2022 Lender